Budgeting & Savings

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Budgeting & Savings

Budgeting and Saving

Chapter 7 vs. Chapter 11: Know the Difference

There are two basic choices for companies that find themselves in a dire financial situation where bankruptcy is their best—or …

Budgeting and Saving

Money Habits of the Millennials

Despite having a problematic retirement, baby boomers who lost part of their nest eggs in the recession still have a …

Budgeting and Saving

What Is Discretionary Income?

What Is Discretionary Income? Discretionary income is the amount of an individual’s income that is left for spending, investing, or …

Budgeting and Saving

The Worst Place to Exchange Currency

Abroad travel is an experience full of excitement and fun. You get to explore historical sites, exotic cuisines, and different …

Budgeting and Saving

The Most Popular Jobs for People 65 and Older

Remaining in the Workforce Although many assume that older adults are retired, millions of Americans aged 65 and over work …

Budgeting and Saving

5 U.S. Cities Where Your Paycheck Goes the Furthest

While our home’s proximity to friends and family is a crucial deciding factor, there are many other factors that influence …

Budgeting and Saving

What Is Social Commerce?

What Is Social Commerce? A social commerce campaign is successful when consumers interact with the company’s marketing through retweets, likes, …

Budgeting and Saving

Women Should Plan for 100-Year Life: Merrill

The takeaway from the Merrill/Age Wave study, Women & Financial Wellness: Beyond the Bottom Line, is that women’s growing career …

Budgeting and Saving

Unemployed? Getting Money From Your 401(k) or Borrowing From Your Parents?

If you’re struggling to make ends meet because you’re unemployed and have no savings, you may be able to withdraw …

Budgeting and Saving

5 Things You Shouldn’t Do During a Recession

A recession can hurt your finances, so it’s important to be mindful of your spending and avoid taking unnecessary risks …

Budgeting and Saving

What is Dissaving?

What Is Dissaving? One way to get extra money is by tapping into a savings account, taking cash advances on …

Budgeting and Saving

How is your Financial Health Looking?

What Is Financial Health? Different people have different ideas of financial health, but some commonalities exist. Financial health is a …

Budgeting and Saving

What Is the Cheapest Time to Book a Flight?

You’re not alone if you want the cheapest flight possible. Thanks to the internet and online travel agencies and discount …

Budgeting and Saving

How Does the Envelope Budgeting System Work?

One option for tracking spending each month is the envelope budgeting system. Divide cash into different envelopes that represent individual …

Budgeting and Saving

Budgeting for a New Baby

A new baby’s arrival can be both exciting and financially overwhelming. Major changes and expenses can await new parents when …

Budgeting and Saving

Salary vs. Hourly Pay: What’s the Difference?

The Fair Labor Standards Act (FLSA) governs most jobs in the United States, categorizing them as either exempt or nonexempt. …

Budgeting and Saving

Money Saving Planner

A budget planner can be a helpful tool if you’re looking to save money. By tracking your spending and income, …

Budgeting and Saving

50/30/20 Budget: How to Make the Most of Your Money

The 50/30/20 budget is a popular way to make the most of your money. With this budget, you allocate 50% …

Budgeting and Saving

Budgeting on a Low Income: How to Make Ends Meet

In order to make ends meet on a low income, there are a few important things to remember. First, create …

Budgeting and Saving

How to grocery shop on a budget and save money

One of the best ways to save money on groceries is by creating a grocery budget and shopping list. By …

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